Home Health Care Agency Insurance

General Liability:	$1,000,000/$3,000,000
Professional Liability:	$1,000,000/$3,000,000
(GL/PL Claims-Made or Occurrence)
Physical/Sexual Abuse:	$1,000,000
Property	$5,000,000
Umbrella:	$2,000,000
Hired & Non-Owned Auto:	$1,000,000
Various deductible and sublimit options
Higher limits available to certain risks
Coverage Highlights Hired & Non-Owned Auto Real and Personal Property Separate limits for GL & PL Defense costs- optional inside/outside limits Third Party Theft Punitive damage coverage optional

Eligible Risks

$5,000 per account minimum premium
Home Health Care Providers and Adult Day Care Centers, but will also consider Hospice Care, Meals on Wheels Programs, Durable Medical Equipment Dealers, Non-Elderly Group Homes, Staffing Agencies, Physical/Occupational Therapy Centers, and Social Service Organizations
Territory: Most states except FL, WV, AK, HI

Miscellaneous

Exclusive Bunker Hill Program
"A" Rated Carrier
Preferred Markets
Quick Quotes and Service
Financing Available
Sold Only Through Local Independent Agent

NOTE: Not every risk qualifies for the above programs, coverages, and features. This information is provided as an overview of the program available and should not be construed as underwriting guidelines, contractual terms, or an offer of coverage. All submissions subject to underwriting based on the individual merits of the account as well as the underwriter’s judgment.

Submissions/Applications

The following mandatory items must be completed in order to receive a quote:

*Please call or e-mail us about alternative applications for Adoption/Foster Agencies, Group Homes, Medical Durable Equipment, Physical/Occupational/Speech Therapy Centers, Home Health Staffing Agencies, Adult Day Care Centers, and Social Service Organizations

(The application can be downloaded by clicking above and filled out on your computer or printed and filled out by hand. You will need to download Adobe Reader in order to view the application )

2. ACORD Applications (Umbrella, Crime, Inland Marine)

3. Financial Statements (Income, Balance Sheet, Cash Flow)

4. Copy of Company Loss Reports (5 years, Company Generated, Currently Valued)

5. Resumes for Principals

6. Copy of State License

7. Company Brochures/Web Site

Please return the mandatory items to Melanie Hinton by fax at (713) 467-8238 or by e-mail at mhinton@bunkerhillinsurance.com. You may call her at (800) 645-7707 if you need assistance.